News
23.6.2010Defend Gap Mini – insurance against the road-hogs
Defend Group, leading producer and distributor of Defend brand devices, is extending its family of insurance products Defend Gap. After a successful product Defend Gap Perfect, brings very unique product Defend Gap Mini on the market, which brings to the fair drivers the financial insurance on relatively small investment against the road-hogs and irresponsible drivers.
Defend Gap Perfect covers in case of theft or total loss the difference between the insurance benefit from insurance company and purchase price of the car. Defend Gap Mini is here for all fair car drivers, which are not guilty of the car crash, are the safe drivers and don´t have for example the all-risk insurance. Defend Gap Mini is in Czech Republic the absolutely novelty on the market. The family of Defend Gap insurance products brings absolutely unique offer, which has no competition on the market.
„We all have this experience already. The road-hogs have a zero consideration, aggressive ride style and strong machines. And when they cause an accident, they have good insurance and great lawyers. The decent driver, whose car is after the uncaused accident destroyed, will receive from the insurance company of the guilty party just the actual price in time of the crash. And in this case GAP Mini will cover the needed amount, which will pay off the insurance benefit till 100 percent of the purchase price. “So the injured can buy a similar car”, said Ing. Pavel Vojtek, CEO of Defend Group.
The all-risk insurance protects the drivers against their own faults and damages. If the car driver doesn´t pay the car insurance from any reasons, the others, who can totally destroy their car, are the danger. In such case the insurance company of the guilty party will pay just only part of the price, which was paid by the driver for a new car. The rest will be covered by the new insurance product Defend Gap Mini, which will cover the difference to the purchase price of the car for up to 5 years. The unique insurance product Defend Gap Mini offers the maximal limit of insurance benefit on the market in maximum amount to 800 000 Kč. Similarly as the other products and services Defend Gap Mini is available almost in entire sales network of car dealers.
Defend Gap Mini is applicable for new and used cars for no more than 6 years old cars, whose price is maximal 2 500 000 Kč (for cars with VAT deduction it is the amount without VAT). There is no need to arrange the all-risk insurance and Defend Gap Mini is by thus fully individual insurance product. The insurance benefit is paid based on police report and on third-party´s car insurance subsequent benefit of the guilty party and is valid in case of total loss of the car, by the 100% guilt of the adverse party.
Defend Gap Mini in points:
· Exclusive kind of insurance on the market!
· Tailored to the need of fair drivers, who do not cause the accident.
· All-risk insurance is not required
· Insurance will cover the financial difference between purchase price of the car and the insurance benefit of the guilty party
· Is valid in case of total loss
· Is valid in case of 100% crash guiltiness of the other party
· Insurance is arranged for 36, 48 or 60 months
· Maximal price of the car is 2 500 000 Kč
· Accident benefit based on the police records and on third-party´s car insurance subsequent benefit of the guilty party
· The maximal limit of insurance benefit on the market in maximal amount of 800 000 Kč
For more information and insurance terms see www.defendgap.cz.
The insurance and finance products department Defend Group offers now 3 basic services: Defend Gap Perfect, Defend Gap Mini and Defend Garance Plus. All three services supplement appropriately the standard insurance products of renowned assurers on the Czech market and it is possible to combine them mutually. So the car owners will get the complex packet of security and insurance services from just only one partner, which save costs and protect the investment for every user.
Defend Group offers the widest assortment of car security systems and insurance products on Czech market The clients can choose from mechanical gear shift locks Defend Lock to more modern electromechanical gear shift security device Defend Matic, further to electromechanical security device Defend Hook or satellite car security Defend Locator up to electromechanical security device of light utility vehicles - cargo space Defend Cargo. On the road can help the assistance service Defend Assistance or insurance products Defend Guarantee Plus, Defend Gap Perfect and Defend Gap Mini. All products with the brand Defend can be used by car drivers without any age exception, experiences or car make.
